Building Wealth: Navigating the Real Estate Journey
Myraen Thryxith
This audiobook is narrated by a digital voice.
Owning a home is one of the biggest financial commitments you'll make—this audiobook ensures you’re prepared. From securing the right mortgage to managing property taxes and insurance, this guide provides essential insights into the financial aspects of homeownership. Learn how to budget for ongoing expenses, avoid common pitfalls, and make strategic real estate decisions that build long-term wealth. Whether you're a first-time buyer or looking to optimize your investment, this audiobook equips you with the tools and knowledge to navigate the housing market with confidence.
Duration - 2h 25m.
Author - Myraen Thryxith.
Narrator - Digital Voice Madison G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Warren E Nowlin ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. Owning a home is one of the biggest financial commitments you'll make—this audiobook ensures you’re prepared. From securing the right mortgage to managing property taxes and insurance, this guide provides essential insights into the financial aspects of homeownership. Learn how to budget for ongoing expenses, avoid common pitfalls, and make strategic real estate decisions that build long-term wealth. Whether you're a first-time buyer or looking to optimize your investment, this audiobook equips you with the tools and knowledge to navigate the housing market with confidence. Duration - 2h 25m. Author - Myraen Thryxith. Narrator - Digital Voice Madison G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Warren E Nowlin ©.
Language:
English
Chapter 1: Introduction 5
Duration:00:00:01
- Exploring the Dream of Homeownership 6
Duration:00:01:57
- Definition of homeownership 8
Duration:00:02:41
- importance of understanding financial aspects 11
Duration:00:03:27
- Overview of the chapters 14
Duration:00:01:59
Chapter 2: Understanding Mortgages 15
Duration:00:00:02
- Explaining the concept of mortgages 17
Duration:00:02:28
- Types of mortgage loans 19
Duration:00:03:30
- How to qualify for a mortgage 22
Duration:00:04:04
Chapter 3: Calculating Affordability 25
Duration:00:00:02
- Factors to consider when buying a house 26
Duration:00:03:43
- Calculating how much house you can afford 29
Duration:00:03:12
- Budgeting for homeownership expenses 32
Duration:00:04:27
Chapter 4: Property Taxes and Assessment 35
Duration:00:00:02
- Explanation of property taxes 36
Duration:00:02:51
- Understanding property tax rates 39
Duration:00:03:35
- How property taxes are assessed 42
Duration:00:02:54
Chapter 5: Homeowners Insurance 44
Duration:00:00:02
- Importance of homeowners insurance 45
Duration:00:02:35
- Types of coverage options 48
Duration:00:03:15
- How to find the best insurance policy for your home 51
Duration:00:02:49
Chapter 6: Flood Insurance 53
Duration:00:00:01
- Overview of flood insurance coverage 54
Duration:00:02:25
- Who needs flood insurance 56
Duration:00:02:21
- How to obtain flood insurance 58
Duration:00:03:13
Chapter 7: Home Maintenance and Repair Costs 60
Duration:00:00:02
- Keeping your home in good condition 61
Duration:00:02:45
- Budgeting for maintenance and repairs 64
Duration:00:02:19
- How to save money on home maintenance costs 67
Duration:00:02:51
Chapter 8: Home Equity and Appreciation 69
Duration:00:00:02
- Understanding home equity 70
Duration:00:02:42
- How your home appreciates in value 73
Duration:00:02:27
- Ways to build home equity over time 75
Duration:00:03:29
Chapter 9: Managing Income and Expenses 77
Duration:00:00:02
- Organizing your finances as a homeowner 79
Duration:00:03:43
- Creating a budget for homeownership 82
Duration:00:03:26
- Tips for saving money and reducing expenses 85
Duration:00:03:44
Chapter 10: Refinancing Your Mortgage 88
Duration:00:00:02
- Reasons to refinance a mortgage 89
Duration:00:02:50
- Steps to refinancing a mortgage 92
Duration:00:04:02
- How to decide if refinancing is right for you 96
Duration:00:03:40
Chapter 11: Tax Benefits of Homeownership 99
Duration:00:00:02
- Tax deductions for homeowners 100
Duration:00:02:43
- How to maximize your tax benefits 103
Duration:00:03:19
- Importance of understanding tax implications 106
Duration:00:03:30
Chapter 12: Planning for the Future 108
Duration:00:00:02
- Considerations for long-term homeownership 109
Duration:00:03:27
- Investing in your home for the future 112
Duration:00:03:13
- How to plan for retirement as a homeowner 115
Duration:00:04:09
Chapter 13: Property Investment and Rental 118
Duration:00:00:02
- Options for property investment 119
Duration:00:03:32
- Renting out a property for passive income 122
Duration:00:03:22
- Risks and rewards of owning rental property 125
Duration:00:03:45
Chapter 14: Maintaining a Healthy Financial Outlook 128
Duration:00:00:03
- Importance of financial literacy 129
Duration:00:03:26
- Managing debt as a homeowner 132
Duration:00:02:36
- Building wealth through homeownership 135
Duration:00:03:18
Chapter 15: Conclusion 137
Duration:00:00:01
- Achieving Financial Success as a Homeowner 138
Duration:00:03:45
- Summary of key takeaways 142
Duration:00:02:12
- Encouragement for readers to take control of their financial future through homeownership 144
Duration:00:02:53