Smart Banking: Avoiding Unnecessary Fees and Charges
Urvox Syrinx
This audiobook is narrated by a digital voice.
From hidden fees to overdraft charges, this book takes an in-depth look at common banking pitfalls and offers practical advice on how to avoid them. With tips on choosing the right bank account, understanding the fine print, and negotiating with financial institutions, this book empowers readers to take control of their money and stop wasting it on unnecessary fees. By learning how to navigate the world of banking with confidence, readers can save hundreds or even thousands of dollars each year. In addition to practical strategies, Smart Bankingalso explores the psychology behind consumer behavior and how banks use tactics to potentially trip up uninformed customers. By gaining insight into these practices, readers can make informed decisions and protect their hard-earned money from being drained by fees and charges.
Duration - 1h 34m.
Author - Urvox Syrinx.
Narrator - Digital Voice Marcus G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Curtis L Morrison ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. From hidden fees to overdraft charges, this book takes an in-depth look at common banking pitfalls and offers practical advice on how to avoid them. With tips on choosing the right bank account, understanding the fine print, and negotiating with financial institutions, this book empowers readers to take control of their money and stop wasting it on unnecessary fees. By learning how to navigate the world of banking with confidence, readers can save hundreds or even thousands of dollars each year. In addition to practical strategies, Smart Bankingalso explores the psychology behind consumer behavior and how banks use tactics to potentially trip up uninformed customers. By gaining insight into these practices, readers can make informed decisions and protect their hard-earned money from being drained by fees and charges. Duration - 1h 34m. Author - Urvox Syrinx. Narrator - Digital Voice Marcus G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Curtis L Morrison ©.
Language:
English
Chapter 1: Introduction 5
Duration:00:00:01
- The high costs of bank fees and charges 6
Duration:00:02:38
- The impact of these fees on average consumers 9
Duration:00:02:51
- The importance of avoiding unnecessary fees 12
Duration:00:03:06
Chapter 2: Understanding Bank Fees 14
Duration:00:00:02
- Identifying common types of bank fees 15
Duration:00:02:45
- Why banks charge fees 18
Duration:00:02:05
- How fees can add up over time 20
Duration:00:02:30
Chapter 3: Hidden Fees 22
Duration:00:00:01
- Exposing hidden fees that consumers may not be aware of 23
Duration:00:03:10
- Tips for identifying and avoiding hidden fees 26
Duration:00:03:09
Chapter 4: Overdraft Fees 28
Duration:00:00:01
- Explanations of overdraft fees and how they accumulate 29
Duration:00:03:14
- Strategies for avoiding costly overdraft fees 32
Duration:00:03:18
Chapter 5: ATM Fees 34
Duration:00:00:01
- Discussion of the different types of ATM fees 36
Duration:00:02:11
- Ways to minimize ATM fees when using ATMs 38
Duration:00:03:17
Chapter 6: Monthly Service Fees 41
Duration:00:00:01
- Explanation of monthly service fees and why banks charge them 42
Duration:00:02:41
- Alternatives to traditional banking that may eliminate monthly service fees 45
Duration:00:02:51
Chapter 7: Foreign Transaction Fees 47
Duration:00:00:02
- How foreign transaction fees work and when they apply 48
Duration:00:02:24
- Tips for avoiding foreign transaction fees when traveling 51
Duration:00:02:50
Chapter 8: Account Maintenance Fees 53
Duration:00:00:02
- Understanding account maintenance fees and how they can be reduced 54
Duration:00:02:57
- How to keep track of account maintenance fees and avoid unnecessary charges 57
Duration:00:02:30
Chapter 9: Investment Fees 59
Duration:00:00:01
- Discussion of investment fees and how they impact investors 60
Duration:00:02:38
- Strategies for minimizing investment fees and maximizing returns 63
Duration:00:03:22
Chapter 10: Credit Card Fees 65
Duration:00:00:01
- Overview of common credit card fees and how they can be avoided 67
Duration:00:03:19
- Tips for managing credit card fees and choosing the right credit card for your financial needs 70
Duration:00:03:32
Chapter 11: Other Banking Fees 73
Duration:00:00:02
- Exploring lesser-known banking fees and their implications 74
Duration:00:02:45
- Resources for tracking and minimizing other banking fees 77
Duration:00:02:45
Chapter 12: Negotiating Fees 79
Duration:00:00:02
- Techniques for negotiating with banks to reduce or eliminate fees 80
Duration:00:03:28
- Case studies of successful fee negotiations 83
Duration:00:03:25
Chapter 13: Banking Alternatives 86
Duration:00:00:02
- Comparing traditional banking with alternative banking options 87
Duration:00:03:11
- How alternative banking can help reduce or eliminate fees 90
Duration:00:03:25
Chapter 14: Creating a Fee-free Banking Strategy 93
Duration:00:00:03
- Steps for creating a fee-free banking strategy 94
Duration:00:03:12
- Setting financial goals and aspirations for avoiding fees 97
Duration:00:03:10
Chapter 15: Conclusion 99
Duration:00:00:01
- Recap of key points for avoiding unnecessary bank fees and charges 100
Duration:00:02:30
- Developing a long-term financial plan for fee-free banking 103
Duration:00:03:25