How to Break Free From Bad Money Habits
Marcus Sterling
You are not bad with money. You are running a broken program.
For years, you've been told that financial struggles are a character flaw. A lack of discipline. A failure of willpower. But every overdraft, every impulse purchase, and every abandoned budget isn't a weakness—it's a subconscious behavioral loop installed before you ever earned your first dollar.
In this uncompromising, hard-hitting audiobook, you will learn how to wipe your old financial operating system and install a new one. This is not about downloading another budgeting app or relying on fleeting motivation. It is a total psychological teardown of the hidden forces bleeding your bank account dry.
Inside, you will discover how to:
Break the Emotional Spending Pipeline:Escape the Reward Trap:Eliminate the Social Tax:Become a Financial Architect:Dismantle the Debt Loop:You don’t need more willpower. You need a new identity. It’s time to stop managing scarcity and start building true capacity.
Get your copy today, break the loop, and take back control of your financial future.
Duration - 6h 9m.
Author - Marcus Sterling.
Narrator - Ryan Ashford.
Published Date - Thursday, 01 January 2026.
Copyright - © 2026 Marcus Sterling ©.
Location:
United States
Description:
You are not bad with money. You are running a broken program. For years, you've been told that financial struggles are a character flaw. A lack of discipline. A failure of willpower. But every overdraft, every impulse purchase, and every abandoned budget isn't a weakness—it's a subconscious behavioral loop installed before you ever earned your first dollar. In this uncompromising, hard-hitting audiobook, you will learn how to wipe your old financial operating system and install a new one. This is not about downloading another budgeting app or relying on fleeting motivation. It is a total psychological teardown of the hidden forces bleeding your bank account dry. Inside, you will discover how to: Break the Emotional Spending Pipeline:Escape the Reward Trap:Eliminate the Social Tax:Become a Financial Architect:Dismantle the Debt Loop:You don’t need more willpower. You need a new identity. It’s time to stop managing scarcity and start building true capacity. Get your copy today, break the loop, and take back control of your financial future. Duration - 6h 9m. Author - Marcus Sterling. Narrator - Ryan Ashford. Published Date - Thursday, 01 January 2026. Copyright - © 2026 Marcus Sterling ©.
Language:
English
Opening Credits
Duration:00:00:12
Front matter
Duration:00:01:01
Introduction
Duration:00:01:31
C hapter 1 you're not bad with money you're running a broken program
Duration:00:21:45
C hapter 2 your feelings are spending your money
Duration:00:28:37
C hapter 3 the stories you tell yourself about money are keeping you broke
Duration:00:21:16
C hapter 4 stop rewarding yourself into poverty
Duration:00:29:34
C hapter 5 the subscriptions, the apps, and the silent thieves
Duration:00:28:47
C hapter 6 you are cosplaying a lifestyle you can't afford
Duration:00:24:38
C hapter 7 comparison is the most expensive habit you own
Duration:00:30:05
C hapter 8 your friends are costing you a fortune — and you're letting them
Duration:00:29:18
C hapter 9 stop budgeting like a punishment — start designing like an architect
Duration:00:31:40
C hapter 10 the debt spiral is a habit — not a life sentence
Duration:00:26:28
C hapter 11 build the emergency wall before the emergency arrives
Duration:00:24:33
C hapter 12 invest in yourself before you invest in the market
Duration:00:27:20
C hapter 13 the reset starts now — your new daily financial identity
Duration:00:38:34
The closing
Duration:00:02:32
Back matter
Duration:00:00:49
Ending Credits
Duration:00:00:31