Queer Money®: How Gay People Do Money

Thinking of say "Bye Gurl" the U.S.? Madonna’s divorce was expensive—but renouncing your U.S. citizenship could cost you even more 💸. In this episode of Queer Money®, we’re spilling the tea on the exit tax—what it is, who gets smacked, and how to not get wrecked by it. So before you grab your passport and peace out to Portugal, know what Uncle Sam (aka Daddy Taxman) wants from you first. Because freedom ain’t free, darling—especially when the IRS is involved. ✅ Key Takeaways Checklist: The Exit Tax Is RealExpatriation Tax ⚠️ You may be a "covered expatriate" if: net worth$2 million+average income tax$206,000+haven’t filed or paid taxesGreen card holders 🏡 What gets taxed: pretends you sold it all2024 exemption$821,000Even in retirement (or death)gift or estate taxForeign Investment in Real Property Tax Act 🧠 Ways to plan ahead: Donate appreciated assetsMax Roth conversions nowRelocate abroad earlyReview international tax treatiesMust file IRS Form 8854Talk to a prointernational tax strategy Start here: 🎁 Grab your free Happy Gay Retirement Calculator here: https://queermoneypodcast.com/hgrcalc

Can we get a Kia Ora, darling? New Zealand isn’t just Lord of the Rings scenery and sheep. It’s got gorgeous queer vibes, strong legal protections, and cities that range from cozy and artsy to full-blown fab with ferry rides to wine islands. We break down the top 5 cities for LGBTQ+ retirement in NZ with real costs, real vibes, and real queer perks. Ready to float through Middle Earth in style? Let’s go global gay with this week’s Queer Money®! Takeaways: 🌍 New Zealand ranks in the top 10 on the Spartacus Gay Travel Index—but is still underrated for LGBTQ+ retirees 🏙️ Top 5 cities ranked from fab to MOST fab: #5 Christchurch#4 Queenstown#3 Dunedin#2 Wellington#1 Auckland 💰 Rents range from ~$1,000–$1,900/month for 2-bedroom homes 📉 Cost of living is generally 7–25% lower than the U.S. average 🏳️‍🌈 Strong LGBTQ+ protections and community support across the country 💃 Lesbian balls, Winter Pride, & gayborhoods galore 💡 Wellington & Auckland boast the most vibrant queer infrastructure ✈️ Auckland wins for lifestyle + international access—but Wellington gets the highest rating for vibe and livability Start here: 🎁 Grab your free Happy Gay Retirement Calculator here: https://queermoneypodcast.com/hgrcalc Chapters:

Episode 599: 3 Big Early Retirement Mistakes We Made (So You Don’t Have To) Everyone makes early retirement look like beaches and banana hammocks—especially the gays. But behind the glam is the grit. In this week’s episode, we’re getting brutally honest about the three biggest mistakes we made on our path to early retirement. From missing Roth conversions to underfunding HSAs and after-tax accounts, we’re sharing what we wish we had done differently—so you don’t make the same missteps. We also open up about the hard truths: losing 70–80% of our income, getting ghosted by potential employers, and why we're being pushed into early retirement (spoiler: America kind of gave up on us first). If you're thinking about retiring early—whether by choice or circumstance—this is your roadmap to avoid regret and build a fabulous future on your own terms. 🎯 Grab the Happy Gay Retirement Calculator to start planning your exit strategy today. Chapters:

Top 5 Cities for Gay Retirement in Uruguay Progressive laws. High safety ratings. A warm, welcoming culture. Uruguay may be South America's best-kept secret for LGBTQ+ retirement—and in this episode, we reveal the top 5 cities for gay retirees looking for affordability, inclusion, and sunshine. We explore everything from charming riverside towns like Paysandú to the chic beachside enclaves of José Ignacio, with deep dives into rent prices, cost of living, queer scenes, and legal protections. Uruguay may not have a massive gay expat community yet—but that might just be what makes it so special. 🧭 Whether you’re dreaming of rustic charm or cosmopolitan culture, this episode will help you decide if Uruguay deserves a spot on your fabulous retirement shortlist. Takeaways: 🎯 Grab your Happy Gay Retirement Calculator and start planning your next chapter!

Are Gay Men Really Broke? It’s no secret: gay men are some of the biggest spenders in the economy. From fashion to travel to gourmet coffee, we love to live well. But here’s the paradox—so many of us still feel financially strapped. On this episode of Queer Money®, we’re unpacking why gay men often earn more yet save less—and how cultural pressures, internalized shame, and a desire to prove our worth can sabotage financial security. Takeaways: look

Portugal’s calling—and she’s wearing designer sunglasses. 🌈✨ On this week’s Queer Money, we’re spilling the pastel de nata on the top 5 cities in Portugal for gay retirees. From the chic beaches of Cascais to the colorful streets of Lisbon, we cover where to live fabulously (and affordably-ish). But watch your wallets, darlings—new tax changes could have you paying more than you planned. We’ll break down what’s changing, how it could impact your Social Security and retirement income, and why you definitely need a tax pro before you pack your caftans. Which Portuguese paradise has a 10/10 Queer Money Retirement Rating? Tune in to find out—and start planning your escape. Takeaways: top 548% Chapters: Download your free Happy Gay Retirement Calculator : Get the calculator here. Mentioned in this episode: 💛 Ready to slay your retirement game? It's time to gather up those long-lost 401(k)s and 403(b)s like the financial Pokémon they are—with PensionBee! 🐝✨ PensionBee helps you find, combine, and invest your old accounts fabulously, with your own personal BeeKeeper guiding you every step of the way. Start building your Happy Gay Retirement—because queens don’t wing it, we plan it. 👑💼 🐝 Consolidate My Retirement Accounts and Save Money with PensionBee

The IRS Rule That Could Save Your Early Retirement (No, Seriously) Burned out? Laid off? Can’t sit through one more “All Hands” meeting where Todd from Accounting performs a spoken word about synergy? Honey, maybe it’s time to retire early—even if you didn’t plan to. This week on Queer Money®, we’re spilling the retirement tea 🍵 on a not-so-boring IRS rule with a Star Wars-sounding name: Rule 72(t). This little-known financial lifeline lets you tap your IRA or 401(k) penalty-free before 59½ if you're done-done (emotionally or professionally). Yes, the IRS will Cher slap you with a 10% penalty otherwise—but not with this rule, darling. We break down the 3 payment options with sass and strategy—from cautious queens to high-rolling honeys—and share how this rule might just be your early retirement Plan B. If you’re dreaming of sipping espresso in Porto instead of grinding at your desk, listen up. Rule 72(t) could be your official exit plan. Takeaways: What is IRS Rule 72(t)? Three Queen-Approved Payment Plans:Required Minimum DistributionFixed AmortizationFixed AnnuitizationYou still pay taxesThis rule works best if you’re 50–59½WARNING:Not for everyonethemFeeling lemon-y about layoffs and burnout?lemonata Chapters: Get your Happy Gay Retirement Calculator queermoneypodcast.com/hgrcalc Mentioned in this episode: 💛 Ready to slay your retirement game? It's time to gather up those long-lost 401(k)s and 403(b)s like the financial Pokémon they are—with PensionBee! 🐝✨ PensionBee helps you find, combine, and invest your old accounts fabulously, with your own personal BeeKeeper guiding you every step of the way. Start building your Happy Gay Retirement—because queens don’t wing it, we plan it. 👑💼 🐝 Consolidate My Retirement Accounts and Save Money with PensionBee

Top 5 Gay-Friendly Places in Mexico to Retire In this episode of Queer Money®, we continue our global search for the best places for LGBTQ+ folks to retire — and this week, we're diving into México lindo. From beach towns to colonial gems, we’re counting down the top 5 gay-friendly cities in Mexico for retirement based on affordability, safety, community, and queer inclusivity. Find out why cities like Puerto Vallarta, Guadalajara, and San Miguel de Allende made the list, what each has to offer the LGBTQ+ community, and how much it costs to live there comfortably. Whether you want a bustling metropolis or a lakeside haven, Mexico may just be your retirement paradise. 📌 Top Takeaways: #5: San Miguel de Allende 8/10 #4: Guadalajara 8.5/10 #3: Ajijic (Lake Chapala) 9/10 #2: Mérida 9/10 #1: Puerto Vallarta 10/10 💬 Let us know what we got right (or wrong), or share your experience living in these cities. DM us on Instagram or leave a comment on YouTube. 📍Want the full Queer Money Retirement Rating list? Get your Happy Gay Retirement Calculator queermoneypodcast.com/hgrcalc Mentioned in this episode: 💛 Ready to slay your retirement game? It's time to gather up those long-lost 401(k)s and 403(b)s like the financial Pokémon they are—with PensionBee! 🐝✨ PensionBee helps you find, combine, and invest your old accounts fabulously, with your own personal BeeKeeper guiding you every step of the way. Start building your Happy Gay Retirement—because queens don’t wing it, we plan it. 👑💼 🐝 Consolidate My Retirement Accounts and Save Money with PensionBee

Retirement Isn’t Just for Chads & Karens Let’s be honest—when most folks picture retirement, it’s usually a straight couple named Chad and Karen sipping Chardonnay in Scottsdale. Cute for them. But what about you—still fabulous at 67, maybe rocking a part-time gig at a queer-owned café because your bank account missed the memo that you were done working? On this week’s Queer Money, we’re ditching the tired, hetero retirement fantasy and giving you the real tea on how queer folks can retire fabulously (and actually afford it). We’re serving up a 5-step no-BS framework to take you from “fabulously stressed” to “financially fierce.” Whether you’re figuring out your retirement number, learning how to pay your future self first, or just trying to make peace with the word “budget,” we’ve got you. Because your golden years shouldn’t be basic—or broke. Retirement isn’t one-size-fits-all, especially for our community. So let’s stop trying to live someone else’s dream and start planning for yours. The goal? A future that fits you like your favorite pair of perfectly broken-in jeans. Or leather pants. We don’t judge. 🎯 5 Steps to Go From Fabulously Stressed to Financially Fabulous Know Your Number 👛 - youPay Your Future Self First 💸 - Ditch Chad & Karen’s Plan ❌ - yourLasso Your Accounts 🤠 - Pick Your Paradise 🏖️ - Get your Happy Gay Retirement Calculator queermoneypodcast.com/hgrcalc Mentioned in this episode: 💛 Ready to slay your retirement game? It's time to gather up those long-lost 401(k)s and 403(b)s like the financial Pokémon they are—with PensionBee! 🐝✨ PensionBee helps you find, combine, and invest your old accounts fabulously, with your own personal BeeKeeper guiding you every step of the way. Start building your Happy Gay Retirement—because queens don’t wing it, we plan it. 👑💼 Consolidate My Retirement Accounts and Save Money

Where are the Best Gay Retirement Cities in Spain? Hola, Spain! You voted, we listened—and this week, we’re heading to the land of tapas, Gaudí, and gay beaches to reveal the Top 5 Cities in Spain for Gay Retirees! From Malaga's chill beach vibes to Barcelona’s big gay energy, we’re breaking down: Queer Money® Retirement Rating Spoiler alert: You can see Africa from your house, and yes, the best paella is in Valencia. Whether you're dreaming of mañana mornings or plotting your fabulous early retirement, this is your Spanish gaycation starter pack. 🌴💃 🎧 Episode 592 is brought to you by PensionBee—helping you consolidate those old 401(k)s so you can plan your Happy Gay Retirement with ease. 🐝 📲 Tap that subscribe button, share with your wanderlust-y queer friends, and grab your Happy Gay Retirement Calculator in the episode description. Next up: Mexico! But for now… stay fabulous. ✨ Takeaways: Pro tip: Don’t be that American - andMalaga = sun, culture, and cheap rent—but bring your Spanish dictionary - Valencia is laid-back luxe - Madrid has it all—museums, parks, nightlife, and Pride with a capital P - Sitges is cute and uber gayBarcelona is big, bold, and fabulously gay - Chef’s kiss. Chapters: Mentioned in this episode: 💛 Ready to slay your retirement game? It's time to gather up those long-lost 401(k)s and 403(b)s like the financial Pokémon they are—with PensionBee! 🐝✨ PensionBee helps you find, combine, and invest your old accounts fabulously, with your own personal BeeKeeper guiding you every step of the way. Start building your Happy Gay Retirement—because queens don’t wing it, we plan it. 👑💼 Consolidate My Retirement Accounts and Save Money

Today’s tea? The three saboteurs keeping gay men broke. We’re getting real about what’s actually draining your retirement savings—and no, it’s not just brunch and bad decisions (though we’ll get there). First up: hookup culture. Apps like Grindr have us chasing dopamine hits instead of dividends, making it harder to think long-term when instant gratification is just a swipe away. Next, let’s talk designer drama. From the outside, it’s giving “fabulous,” but inside the bank account? It’s giving “maxed out.” The pressure to flex with luxury brands can lead to spending that’s more about validation than value. And finally, we’re unpacking the emotional baggage—guilt, shame, and that quiet voice saying we should be further along by now. Spoiler: You’re not alone. Let’s ditch the shame, ditch the scarcity, and start building the fabulous future we deserve. 💅 Takeaways: Swipe now, stress later.brutalSilence = sabotage.Label who?Hookups cost more than cab fare.andKeeping up with the Instagays?Opportunity cost is real, babe. Mentioned in this episode: Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee

Ready to say “eh” to a better retirement? 🌈 In this first-ever global edition of our Gay Cities Series, we're heading to the land of maple syrup, mounties, and mild manners — but don’t let the politeness fool you. Canada is fierce when it comes to welcoming LGBTQ+ retirees. From coastal charm in Halifax to queer-friendly arts in Victoria, we’re dishing on the top 5 Canadian cities where affordability, healthcare, and inclusivity meet. We’re rating each destination using our brand-new Queer Money® Retirement Rating, giving you a smarter way to choose where to live your next, best chapter. 💡 Top Takeaways: WindsorCalgaryHalifaxVictoriaOttawa 🏳️‍🌈 Whether you're planning your next move or just manifesting it, this episode delivers the data — and the drama — so you can plan a retirement that’s as fabulous as you are. 👉 Plus: Find out which countries we’re covering next, and get access to our Queer Money® Retirement Card at QueerMoneyPodcast.com/cities Listen now and start planning your fabulous foreign future. Because if you're gonna retire, make it queer, eh? Chapters: Mentioned in this episode: Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee

Are you financially fierce or flaccid? On this week’s Queer Money, we’re serving up some real talk with a side of glitter.✨ We're diving into the fabulous façade many LGBTQ+ folks feel pressured to maintain—and asking the hard question: is your bank account living its truth, or is it buried under a pile of maxed-out credit cards and designer receipts? Take our juicy little quiz to find out whether you’re financially fierce or financially faking it. 💁‍♂️ Along the way, we unpack why so many of us feel like we have to look rich, even when we’re barely scraping by. Spoiler: capitalism, trauma, and queer culture have some explaining to do. But don’t worry—we’re not here just to spill the tea. We’re dishing up strategies to help you stop pretending and start planning for the kind of wealthy life that’s actually fabulous (not just filtered). 🌈💰 Tune in, take the quiz, and let’s trade in the shame for something that shines. Fabulous Takeaways: Financial authenticity is the new black - Yes, you can live fabulously—but let’s keep it financially honest - andandTake the quiz, boo - It’s time we normalize queer money convos - Track your spending like you track your steps (or your ex) - Build that flex fund, honey - and Chapters:

What money habits can we learn form rich gay celebrities? This Ever wonder how LGBTQ icons like Anderson Cooper, RuPaul, and Elton John went from fabulous to filthy rich? On this episode of Queer Money, we spill the financial tea on how these legends stacked their coins—with side hustles, savvy real estate moves, and unapologetically owning their brand. From primetime news desks to the main stage of Drag Race, they’ve turned their queer power into powerhouse portfolios. We’re not just gagging over their glam—we’re breaking down the money moves you can actually steal (the legit kind) to build your own wealth. Because financial freedom isn’t just fierce—it’s a form of resistance. So tune in, get inspired, and remember: the goal isn’t just to get rich, it’s to lift the whole damn community while you do it. 💅 Takeaways that slay: Mentioned in this episode: Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee

Money stress got you in a chokehold? You're not alone, and you’re not broken. In this episode, we get real about financial anxiety—that all-too-familiar spiral of dread that hits your gut when you check your bank account. But here's the twist: it’s often not about the dollars—it’s about the drama behind them. 💅 We kick things off with a heartfelt question from our listener Mark, who shares how financial fear keeps creeping in, even when things look okay on paper. From there, we break down five fierce, practical steps to stop letting money anxiety run the show. Think gratitude, journaling, support systems—and no, not just retail therapy. Because healing your relationship with money isn’t just smart—it’s radical, it’s queer, and it’s fabulous. Takeaways: financial anxietyreal money problemsemotional dramafive doable, feel-better steps93%not just you.deep-rooted, generational stuffbuild your money squad Chapters: Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter

Return to Office? Honey, At What Cost?! In this episode, we’re breaking down the real price of trading sweatpants for slacks. From $18 salads to skyrocketing childcare and grooming costs, heading back to the office could be draining your bank account by nearly $3,000 a month. But wait—there’s more! We’re spilling the tea on who really benefits from RTO (spoiler: it’s not you). From big biz to real estate moguls, we unpack the money trail behind the push to fill those cubicles. If you’ve ever asked yourself, “Is this desk job worth the dry cleaning bill?”—this one’s for you. Takeaways: thirsty Show Topics:

Don’t Let a Market Tantrum Wreck Your Retirement Glow-Up The stock market’s throwing a fit again—cue the dramatic music and the ghost of 1930s-style tariffs. But before you clutch your pearls and cash out your 401(k), let’s talk strategy. On this episode of Queer Money, we break down what all this market chaos actually means for your retirement dreams—and why it’s not the time to panic. We're serving up calm, clarity, and a reminder that emotional investing is so last season. Selling in a panic? That just locks in your losses and wrecks your long-term glam plan. Instead, we spill the tea on why keeping those retirement contributions flowing—rain or shine—is the best way to build true wealth. Because here’s the truth: retirement should be a well-planned runway strut, not a frantic sprint in heels during a hurricane. Takeaways: Don’t sell in a snit - Keep those contributions coming, honey - History’s got your back (and your portfolio) - Check your financial feng shui - Topics Covered: Mentioned in this episode: Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee Queer Money Kickstarter Whether you’re starting your money journey or your exit plan to retirement, get the free Queer Money Kickstarter here to succeed with both. QM Kickstarter

How can you guarantee a fabulous retirement? Retirement isn’t just about the dollars—it’s about designing a life of freedom, security, and fierce self-expression. In this episode, we’re diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos. Because let’s face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better. From ditching debt and dodging tax traps to building a “bitch, I’m fine” fund and finding your post-career purpose, we’re breaking down the strategies to help you retire with peace of mind and a little sparkle. This episode is your mini masterclass in queer retirement prep—with just the right amount of sass, stats, and soul. 💅 Let’s make sure your golden years are as fabulous as you are. Takeaways: Retirement isn’t just about money—it’s about freedom, security, and living life on your terms - you.Too many LGBTQ Americans are entering retirement feeling unsure and unprepared - You need a “Bitch, I’m Fine” fund - Plan your healthcare before you need it - Social Security isn’t just a check—it’s a strategy - Simplify, darling - Topics Covered: Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee Queer Money Kickstarter Whether you’re starting your money journey or your exit plan to retirement, get the free Queer Money Kickstarter here to succeed with both. QM Kickstarter Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more. Subscribe to the Queer Money weekly newsletter

Stop Gaslighting Yourself About Your Money, Darling! Let’s spill the financial tea, shall we? In this episode, we dive into the sneaky, self-sabotaging habit of self-gaslighting—yes, it’s a thing—and how it’s keeping too many in the LGBTQ community stuck in a cycle of overspending, under-planning, and telling themselves it’s totally fine when it’s anything but. We’re calling out the little lies we tell ourselves: “I deserve this splurge,” “I’ll save later,” “Debt is just a part of life.” Sound familiar? From lifestyle inflation to credit card quicksand, we break down the psychological traps and societal pressures that trick queer folks into trading long-term stability for short-term fabulousness. But don’t worry—this isn’t about guilt. It’s about waking up, owning your truth, and making money moves that serve your future self. Tune in for real talk, mindset shifts, and tips to help you stop faking financial security and start building it—for real this time. Takeaways: We're not just budgeting wrong—we're telling ourselves financial fairy tales.Champagne taste, ramen budget.beingInstagram ain't real life.Goals aren’t just for gym bros.Self-sabotage in sequins.Get you a money buddy. Topics Covered: 00:04 – Setting the Stage (and the Standard) 01:20 – Gaslighting 101: Girl, You’re Doing It to Yourself expert-level04:30 – Pressure Cooker: Queer Edition 08:01 – Professional, Polished, and…Penniless? 09:21 – Swipe Now, Cry Later 11:45 – Get You Some Goals (and a Money Bestie) - Mentioned in this episode: Subscribe to the Queer Money Weekly Newsletter Subscribe here to get weekly money tips, show notes, Queer Money take-aways, give-aways, access to events and more.

Are Gay GenXers Too Broke to Retire? Are gay Gen Xers destined for a financially fabulous retirement 💸✨, or are we teetering on the edge of a financial faceplant? On this episode of Queer Money, we spill the ☕️ on whether our generation is doomed to work ‘til we drop or if there’s still time to secure that dream retirement—one with bottomless brunches 🥂 instead of bottomless debt. 😵‍💳 With inflation throwing tantrums 📈, the cost of living strutting up like it’s on a runway, and traditional retirement benefits ghosting us like a bad Tinder date, it’s no wonder nearly 50% of Gen Xers are at risk of retiring broke. 😨 And let’s be real—LGBTQ+ folks often juggle even heavier financial baggage, from higher debt to fewer assets, making retirement planning feel more like an Olympic sport. 🏆 But don’t clutch your pearls just yet! 📿 We’re here to dish out the strategies, tips, and hard truths you need to turn your financial future from meh to magnifique. 💅💖 Tune in, take notes 📝, and let’s get serious about securing that rich, restful retirement we all deserve! 🏝️💃💵 Takeaways: literally everythinglove Topics Covered: Let's connect: Queer Money InstagramQueer Money YouTubeConnect with John on LinkedInConnect with David on LinkedIn Mentioned in this episode: Support the Queer Money podcast We love bringing you new content every week. Help us keep doing that. Click the link below to support our mission of financial empowerment for the LGBTQ+ community. Support the Queer Money podcast - Buy us some coffee Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy or fabulous retirement? Find out where and begin your journey to a better retirement with our Happy Gay Retirement Calculator. Happy Gay Retirement Calculator